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Archive for July, 2009

Cash for Clunkers…

Friday, July 31st, 2009

This is big news right now and I just “thought” that since I am suddenly on a political soapbox, I might as well stay on it just a little bit longer.  Again, I am the first to admit that I am not fully engulfed in politics and that I might be talking out of my ass, but guess what, I’m still gonna talk.

I will admit to you that I only heard of this program yesterday…WHAT!!!  Am I trapped in a bubble?  Kind of… I told you guys already that normally I make it a point to not listen, see or read the news.  But, one of my friends on Facebook made a comment about this program called CARS (Car Allowance Rebate System), then all of her friends made a comment and well it sparked my interest.  So, I did what I always do, which is go to Wikipedia and find out what is exactly going on.  Now, I know this isn’t the main source, but it was a good start.

Now I get it, take your gas guzzler old car, go to a dealership, scrap the clunker and get a rebate for a newer, more fuel efficient car.  This program is a decent attempt to kill two birds with one stone…help the environment a little bit and help the economy at the same time.  It was trying to create a win-win situation for everyone.

But, it was too successful.  The 1 billion dollars was spent in a blink of an eye and now lots of people are “freaking” out for many and different reasons.  Some people are mad because there wasn’t enough money to make this last longer.  Some people are mad because they think the government was stupid to “waste” that much money in that short of a time.  Some people are pissed because they want it extended (which I think will happen seeing that they originally thought the budget should be for 4 billion).  Still others are pissed because the money that was used came from what they consider the “wrong pile”.  I guess it should have come from the stimulus plan, but instead got voted under the deficit plan.  Also, others feel it just should have never of happened in the first place.  Finally, people are just pissed because nothing this government does will make them happy.  They think they can do a better job themselves.

Here’s what I think…

I think it was a good idea, but the government didn’t implement it properly.  I think that the rules could have been a little stricter.  Meaning, instead of 18 miles per gallon, maybe it should have been less 17 miles or even 16…there must be vehicles out there that get that kind of crappy gas mileage.  I hate to admit it, but I think mine would fit into that category.  Damn it, I’m buying a hybrid next time, I swear!

Also, if this was to help out American jobs and the American economy, I think the government should have only allowed the rebate to be used toward buying American vehicles.  Now, I’m a BMW person by nature, but that doesn’t mean that the German engineering should profit from our “stimulus” package.

Finally, there are people like me who are skeptical of where all that money went.  I would love for the government to act like a tightly ran business.  A business that is on the up and up and makes you show where every dime is coming in and every dime that is going out.  I know, fantasy land, but it would really help all of us out knowing exactly to the penny where it was all going.  I mean something as simple as a line by line spreadsheet of how that 1 billion was spent.  I want to know how much was spent in rebates, in publicity, in man-hours, in padding peoples pockets, in everything.  If they could be that honest with the public, maybe people would chill and let the government try to help the economy and the environment out.

Anyway, like I said, I think on paper it was a good solid idea, but somewhere along the way, like most governmental things…it got lost in translation.

A Year In Pictures Day 9

Friday, July 31st, 2009

Today’s picture was right before I took the kids to Brook’s swimming lesson.  So, they are actually dressed and ready to go.  I think Brook has a really cute smile in this one and Blake has a, “it wasn’t me,” expression.  Enjoy!

Brook and Blake A Year In Pictures Day 9

Brook and Blake A Year In Pictures Day 9

The Health Insurance Debate and Me…

Thursday, July 30th, 2009

Before you read this…If personal political views piss you off, don’t read any further…Also, If cussing pisses you off, stop reading.  There disclaimer done.

So, I will be the very first one to admit that I am not knowledgeable in up to the date world events.  I actually do this on purpose because the news is mostly horrific, hateful, sad, doomsday like and every other negative thing you can think of…sprinkled with some good cheer once in awhile as to not have you slit your wrists or jump off of buildings because gosh darn it, the world is too depressing to live in.

Therefore I will probably piss someone off by trying to talk about current political topics, but I read one of my list of interesting blogs today and there was an interesting post on the healthcare reform written by http://blurbomat.com.  He basically runs down what is going on with the debate, what we can hope to expect and some good sources to do your own research on.  I did…I read the New York Times article he suggested and I also read a very short but sweet rundown of what is to be expected from the one and only White House itself.

Here is the interesting thing for me…of course it is always about me…now I will quote from the White House…

  • No Discrimination for Pre-Existing Conditions
  • Insurance companies will be prohibited from refusing you coverage because of your medical history.

AMEN TO THAT ONE!!!

Let’s just hope and pray and cross our fingers that this shall become truth!

We are going to dig into Jolene’s history for just a moment and help everyone understand why I hope those Sons of a Bitches called the Insurance Companies can go to Hell in a hand basket and rot till well…forever and then be re-incarnated into a mosquito that gets swatted the very first time it tries to bite a human and then well, then they can be re-incarnated once more to the poor sap who has to work by Nina in corporate accounting and listen to her answer the phone all day!  Trust me they will hate me for that life and gladly poke their eyes out!  I still might not feel as if they will have their just punishment though for the bullshit that they have put me and my family through!

Wow…glad I got that one off my chest!

Back to why they are such Sons of a Bitches.  Because of one little word…un-insurable.  In layman’s terms that means…give me all of your effin’ money Jolene…give it alllllll to me, Mr. Insurance Prick!

Okay, real story now.  See when Travis became his own boss and I stopped working at Aramark, we needed to get individual health coverage.  We shopped around and found a decent rate for the family which would include maternity for me since we were eventually planning on having another baby. I’m making this sound like it was easy, but in reality getting maternity coverage when you are not employed by anyone who offers group health care is almost impossible.  Now, when you are self-insured, they basically can tell you when you can and can’t do things.  So we had to wait to start the baby making process for one year of full coverage.  We did that and then we started trying for the next baby.  Funny thing happened though…I did get pregnant and opps…the insurance company called ASSHOLES decided to drop my maternity coverage, because well, they felt like it!

Well now I’m preggers and no insurance company will touch me with a 10 foot pole.  We found a loophole in the situation though (can’t get to descriptive with that, sorry) and we were able to have coverage again.  Well, most of you know the story…lost baby number two and went through some painful crap and then got preggers with baby number three.  Things were fine, but then the loophole stopped working basically one month after Blake was born…at least we squeaked on by with that one.

Now please remember that we are paying our premiums and we are trying to be responsible…We were actually paying a crap load of money each month to be responsible, to make sure we weren’t a burden to anyone else’s pocket books.  But, because we don’t work minimum wage jobs and because we are trying to make a decent financial life for us and our children, we just get ripped a new one when it comes to health care…they want every last dime of ours and they don’t want to give us shit.

Back to why I hope the new health bill will go through…

We found out through lots of tests that I have a blood disorder that only effects me while I am pregnant.  I had to take heparin shots twice a day in my pregnant belly as to keep my blood thin enough to flow through the placenta and keep Blake alive.  If I didn’t do that, he would be where Sydney is.  So, I did it…happy to, but now I am marked as someone with a non-changing disorder.  Again, let me state this problem only effects me during pregnancy and something to be aware of when having major operations like a C-section.

They don’t read the fine print that says, “she is perfectly healthy as long as she doesn’t get pregnant again.”  They, meaning insurance companies also fail to read that, “I have had my tubes tied and my husband has had a vasectomy so there is basically no chance in hell that I will become pregnant again in this lifetime.”

They still won’t insure me…

So now I am on some HIPPA wanna be an answer to giving the un-insured health care which is costing me about $600 a month.  Me, a completely healthy person who since paying this said $600 per month has only used my insurance to re-fill one prescription.  That’s it ladies and gentleman…them taking the shirt off my back because of a pre-existing condition gets me very, VERY expensive pills that I only took for seven days.

All that ranting for the simple explanation that the system is messed way, way up.  That people like me really need the change.  I know everyone has their own opinion, but if you think you are paying for other peoples insurance…think of my situation.  Not only am I paying for said “other” people, but I am also paying for the summer mansion and yacht the CEO of Blue Cross “kiss my ass you have all my money” Blue Shield just bought this year with his “I robbed Peter and kept all his money” bonus he just got.

To sum up my craziness…It may not be perfect for all, but the insurance companies need to be reformed.  They need the government to step in and to take at least part of the business over.  I’m not sure I believe in universal health care, but I do believe that I should get fair coverage for a fair price…no matter if I am rich, poor, self-employed, or employed by big business.  I feel that I should have similar coverage as everyone else and if I want and/or need extra coverage then I will be happy to pay for it.  I believe we all should get our fair share and pay our fair share.  I don’t want a hand-out, I just want what is right.  Oh and since I’m asking for the world, I would love it if the government understood that not every small business means more than one employee.  Sometimes a small business is just one person and that person and their family need health care too.

Okay, nuff said…I’m scared to say this, but comments are open for your own say or opinion…speak out!

A Year In Pictures Day 8

Thursday, July 30th, 2009

Brook and Blake are with Abby for the day…sweet, glorious, wonderful Abby.  So, today I am attempting to clean the house up, clean myself up and catch up on a few things.  Oh, I’m also trying to kick this stupid cold too!  Since the kiddies are not around, I can post the picture of the day a little earlier than normal…hooray for Mommy helpers!  Abby doesn’t know this yet, but I am slowly trying to convince her that ASU is really the college she should be going to…She will have an instant job if she transfers “hint, hint!”

So I am actually posting two pictures that I took today…the first one is the actual Picture of the Day and will be the only picture counted in the collage that will be made when this project is all done.  They are in their pajamas, of course, but Brook was adorable and wanted me to take a picture of her holding Blake’s hand.  Soooooo sweet…she loves her brother so.

Brook and Blake Year In Pictures Day 8

Brook and Blake Year In Pictures Day 8

Notice the over-sized Milwaukee Brewers baseball shirt Brook is wearing.  She is wearing one of my t-shirts to bed as a special treat…or because I haven’t done laundry in forever and she has no clean pajamas….you pick the right answer.  Anyway, she loved it and it reminded me of doing the same thing, only it had to be my Nana’s t-shirts…I loved them, they somehow felt more comforting.  I think it was the love that flowed through the cotton (okay, sounds cheesy, but that is really how I felt).  As an adult I think I wore them because they made me feel like a grown-up and they were like wearing a big Nana hug.  Oh, I do hope Brook felt the same way last night.

So in an attempt to not get a pajama picture of the day shot…I took some pictures after they got dressed…yes, people I do know how to properly dress my kids and even in really cute stuff!  This picture was not nearly as cute as the one above, that is why it didn’t make the cut, but it did get honorable mention.

See I Can Get My Kids Dressed For The Day!

See I Can Get My Kids Dressed For The Day!

They are looking up at Abby in this picture.  I was trying to have her help me.  I can never really get both of them to smile at the same time and I thought if she got Brook to smile and I got Blake to smile that I would have one stellar photo.  But, in reality, we just got them to look over the camera and up at her.  But, just notice the cute, fashionable clothing.  Like nautical twins I tell ya!

Year In Pictures Day 7

Wednesday, July 29th, 2009

So Brook looks like she is saying with her body language, “take the picture already Mom!”  And, Blake is just trying to blend into the chair with his blue and white striped outfit…but, another day and another picture taken.  This is what my kids look like when they have a head cold.

Brook and Blake Year in Pictures Day 7

Brook and Blake Year in Pictures Day 7